THE EFFECT OF CORPORATE GOVERNANCE ON THE NIGERIAN BANKING SECTOR
ABSTRACT
The study was conducted to examine the effect of corporate governance in the Nigerian Banking sector. The specific objectives of the study were to determine effect of corporate governance on bank performance and to ascertain the relationship between corporate governance, loans and bad debts in banks while making recommendations on how to boost corporate governance and reduce the rate of bad debt and insolvency in the Nigerian banking sector. In order to achieve these objectives, the field study of the cross-sectional survey method, were employed. Using these approaches, data were collected from secondary sources and analyzed using the non-probability sampling technique with the Taro Yamane formula for determining sample size and the student’s t-test to test the hypothesis. From the analysis, it was discovered that there is a strong relationship between corporate governance and bank performance. It was also found out that poor corporate governance contributes to bad debts on banks also that the growth and success of the entire banking sector depends on good corporate governance and so it was recommended that banks should follow the principles of good corporate governance given by the Basel Committee which emphasizes on board responsibility to approve and oversee the implementation of bank’s strategic objectives, risk strategy, corporate values, and also to employ well train and experienced personnel for credit granting and risk mangers for the right position in other to reduce bad debt and bank failure.
CHAPTER ONE
INTRODUCTION – – – – – – – 1
1.1 Background of the Study – – – – – 2-5
1.2 Statement of the Problem – – – – – – 5-6
1.3 Objectives of the Study – – – – – 6-7
1.4 Research Questions – – – – – – 7
1.5 Research Hypotheses – – – – – 7-8
1.6 Significance of the Study – – – – – 8-10
1.7 Organization of the Study – – – – – 10
1.8 Scope of the Study – – – – – – 10
1.9 Limitations of the Study – – – – 11
1.10 Definition of Terms – – – – – – 11-12
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.0 Introduction – – – – – – – 14
2.1 The Concept of Corporate Governance – – – 14-16
2.2 Overview of Bank Corporate Governance – – 16-17
2.3 The Essence of supervision – – – – 18-19
2.4 Effects of Poor Corporate Governance on Banks – 19-20
2.5 Bad debts as effect of Poor Corporate Governance – 20-22
2.6 Causes of Bad Debts and its Implications – – 22-23
CHAPTER THREE
RESEARCH METHODOLOGY
- Introduction – – – – – – 25
3.1 Research Design – – – – – – – 25-26
3.2 Population of the Study – – – – – 26
3.3 Sample Size – – – – – – – 26-27
3.4 Sampling Techniques – – – – – – 27
3.5 Data Collection – – – – – – – 27-28
3.6 Validity of Data – – – – – – – 28
3.7 Statistical Instruments – – – – – – 28
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.0 Introduction – – – – – – – 29
4.1 Data Presentation – – – – – – 30-32
4.2 Data Analysis – – – – – – – 33-34
4.3 Hypotheses Testing – – – – – – 34-40
4.4 Discussion of Findings – – – – – – 40-41
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.0 Introduction – – – – – – – 42
5.1 Summary – – – – – – – – 42-44
5.2 Conclusion – – – – – – – – 44-45
5.3 Recommendations – – – – – – 45-48
5.4 Areas for further study – – – – – – 48-49
References – – – – – – – – 50-51
HOW TO GET THE FULL PROJECT WORK
PLEASE, print the following instructions and information if you will like to order/buy our complete written material(s).
HOW TO RECEIVE PROJECT MATERIAL(S)
After paying the appropriate amount (#5000) into our bank Account below, send the following information to
08068231953 or 08168759420
(1) Your project topics
(2) Email Address
(3) Payment Name
(4) Teller Number
We will send your material(s) immediately we receive bank alert
BANK ACCOUNTS
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 0046579864
Bank: GTBank.
OR
Account Name: AMUTAH DANIEL CHUKWUDI
Account Number: 2023350498
Bank: UBA.
HOW TO IDENTIFY SCAM/FRAUD
As a result of fraud in Nigeria, people don’t believe there are good online businesses in Nigeria.
But on this site, we have provided “table of content and chapter one” of all our project topics and materials in order to convince you that we have the complete materials.
Secondly, we have provided our Bank Account on this site. Our Bank Account contains all information about the owner of this website. For your own security, all payment should be made in the bank.
No Fraudulent company uses Bank Account as a means of payment, because Bank Account contains the overall information of the owner
CAUTION/WARNING
Please, DO NOT COPY any of our materials on this website WORD-TO-WORD. These materials are to assist, direct you during your project. Study the materials carefully and use the information in them to develop your own new copy. Copying these materials word-to-word is CHEATING/ ILLEGAL because it affects Educational standard, and we will not be held responsible for it. If you must copy word-to-word please do not order/buy.
That you ordered this material shows you have agreed not to copy word-to-word.
FOR MORE INFORMATION, CALL:
08068231953 or 08168759420
Visit any of my project websites below:
www.easyprojectmaterials.com
www.easyprojectmaterials.com.ng
www.easyprojectmaterial.net
www.easyprojectmaterial.net.ng
www.easyprojectsolutions.com
www.worldofnolimit.com
www.worldofnolimit.com
www.nairaproject.com.ng
www.nairaprojects.com.ng
www.nairaproject.net
www.nairaprojects.net
www.uniproject.com.ng
www.uniprojects.com.ng
Enjoyed this Post? Share it!
Share on Facebook Tweet This!